The dangers of online shopping are well known Horror stories abound of people who have lost loads of money while shopping online

- My friend mentioned that he and his wife are taking out a home equity line of credit to buy Christmas presents Isn't that a little crazy

When we give a gift, we like to think that the person who receives the gift will treasure the gift like no other We imagine the person thinking fondly of us each time they either glance at the gift or pick it up to use

"The excellence of a gift lies in its appropriateness rather than in its value" - Charles Dudley Warner You've found the perfect gift, one completely appropriate for the recipient

If you're like many people, you may be thinking that doing hundreds of sit-ups or crunches every day is how to get abs, that rippling set of tight, six-pack stomach muscles everyone wants to have Or maybe you've tried one of those fancy abs machines advertised on TV and in stores, only to find that they haven't produced that gorgeous set of chiseled abdominal muscles you're looking for

Each year -- around this same time -- it happens We embark on that quest to find the perfect Christmas gift