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Harrine E. Freeman

Harrine Freeman is the CEO of H.E. Freeman Enterprises, a credit repair and personal finance services company and author of "How to Get Out of Debt: Get an "A" Credit Rating for Free." Visit <a href="http://www.hefreemanenterprises.com" title="http://www.hefreemanenterprises.com" target="_blank">http://www.hefreemanenterprises.com</a>.

 Articles by this Author

Credit card blocking occurs when a business places a hold on your credit card for a reservation such as a hotel or rental car When you use your credit card at registration, the clerk will contact your credit card company and provide your credit card company with an estimated total of your bill
A few days after you apply for a mortgage loan your phone starts ringing off the hook with calls from other lenders trying to offer you a better deal You ask yourself, How did they get my number; I didn't do business with them

The Benefits Of Account Re-Aging

Account re-aging can help you get back in good standing with your creditors and also increase your credit score Account re-aging means the creditor will no longer consider an account late, and it will no longer be reported on your credit report
According to the Spectrem Group, in 2005 there were 75 million millionaires in America

6 Ways To Deal With Foreclosure

According to RealtyTrac's website there have been over 2 million foreclosures in 2007 The top three foreclosure states are California, Texas and Florida
Many consumers do not know that once a delinquent account is reported to a collection agency a consumer has a short amount of time to pay the bill This is because collection accounts are put on a nationwide registry and each collection agency in the country gets notified of a collection account